Cumulative Performance deal dashboard, which provides monthly cumulative performance loan characteristics, both as a percentage of unpaid principal balance (UPB) and in UPB dollars.Investors in the capital markets space – especially those investing in credit risk – had a growing need for data transparency into loan performance, forbearance, and the mortgage market.īased on these end-user needs and in a continued effort to provide critical insight into loans affected by the pandemic, Freddie Mac released several supplemental enhancements with Clarity Data Intelligence 2.0, including: Launched in 2019, Clarity faced its greatest test just a year later when the COVID-19 pandemic nearly shut down the US economy and dislocated markets. Its credit risk transfer (CRT) dashboards contain approximately 450 million deal and loan records with up to 88 variables.Īdditionally, Clarity gives users the ability to analyse the Single-Family Loan-Level Dataset, a database containing more than 1.5 billion performance records on approximately 43 million loans. Banking Tech Awards USA 2022 Winner: Freddie Mac – Best UX/CX in Finance InitiativeĪs the leading seller of mortgage credit risk, Freddie Mac Single-Family makes it easy to access the vast amount of publicly disclosed data through its award-winning Clarity Data Intelligence platform.Ĭlarity provides transparency across Freddie Mac STACR (Structured Agency Credit Risk) and ACIS (Agency Credit Insurance Structure) transaction collateral and performance data.

Freddie mac access manager login